PAYPAL - HOW TO AVOID CHARGES

[kuwahero]

A large majority of us on this site sell stuff to one another and use paypal. Either to send or receive money, and if your like me hate being charged for accepting money.

Well I have discovered a little loophole to help avoid charges, which some may already know but I thought I would share for the benefit of the RAD family. Now this only really works outside Ebay and Paypal assume you know the person you are sending/receiving money from. So addresses need to be exchanged seperately via email/pm. You would also have to ensure you trust this person in case of things getting lost, etc. Refunds could be a sticking point otherwise.

Log into Paypal as you would normally and click the send money tab. This will bring up the following screen

Fill the info in as normal but under Purchase dont select anything. Click the tab Personal on the right and a new screen will appear like this

On this screen choose gift or personal payment owed and send money. When the other person receives it there is no paypal charge.

If anyone would like to make a donation, to say thanks for my money saving scheme. Then send it to the RADBMX fund and mark as Kuwahero GIFT. Remember to use the method above

Keep it RAD

Cheers Marc

[virtualmeuk]

Tried that the other day and it said i would have to accept the charges instead 

[thecrooch]

Good Ol' Jocks - always good for squeezing the penny...  

Cheers Fella (was good to meet you at MK)

Crooch

[kuwahero]

Tried that the other day and it said i would have to accept the charges instead 

Have had a few people now send me money this way and none of them have mentioned that. If its true then its not such a good thing. Can anyone else who has used this method confirm this

[Stella Dave]

Will give it a try, cheers!

Jocks, I hate that!

[thecrooch]

Jocks, I hate that!

opps sorry - no offence... 

[moley]

That might be good if you know the person but like Marc said you'd have to be very sure of the person you send the money to.

If your buying goods off someone you dont know then you'd have to put in goods and a description of the goods in case they dont turn up.   Putting it in as a gift would mean you have no recourse to get ya money back!!!  

Nice one Marc!!  

[pickle]

yeah i used this to pay for some decals off Del the other day 

[virtualmeuk]

Ahh well i just tried it and.......if you pay direct from bank account it is free  but if u use a credit card you get charged 3.6%

[kuwahero]

just tried it myself now and it worked fine and didn't ask me to accept charge. Kendo did you have money in your Paypal account or was it coming from your card as this may have had something to do with it.

edit:-  kendo answered question when I was typing this

Crooch if you come up to Scotland for our open day i'm sure you will be warmly welcomed with a Kiss. A Glasgow Kiss  

[thecrooch]

Crooch if you come up to Scotland for our open day i'm sure you will be warmly welcomed with a Kiss. A Glasgow Kiss  

ha ha would love to....  I love scotland and have only had brilliant times up there!!!   when is it??

Lovin' your work!

[jT Racing]

well, it makes a change from the 3,6% charge on the recieveing end, fecking credit cards. if you can't afford it outright, don't buy it.

[pkradman]

sounds good !! i will give it a wirl !!

[JT Smooth]

Ive done it, if funds are in your PP account there is no charge 

[jackel]

this definetely works ive had 2 payments with no charge

[mark 2]

Now I've made some payments this week with no charge, one quite a high amount. And I just tried to send a few hundred and they tried to charge and wouldn't let me do an instant bank transfer, leaving the only option as credit card  or echeque. So the only option was then the card they charge you for or the shit echeque way that's taken up to 10 days to clear in the past. If you click on the why box of no instant transfer option it says something about the system detecting a risk  (because I've spent some lumps already this week?) and to protect potential fraud and eliminate risk. Which is dog shit because it then says you are at just as much risk from the other methods offered so it's just a big swizz to screw you for money. Anyway, with a bit of experimenting I found it accepted a limit of £130 without charging and allowed me to make a few payments  of that sum to the same person on an instant transfer fee free.

[thesku11s]

hows this different from sending a bank transfer?

Sureley if we are trying to avoid using paypal/ebay, then we should actually not use them? 

[dj_benice]

hows this different from sending a bank transfer?

Sureley if we are trying to avoid using paypal/ebay, then we should actually not use them? 

Sometimes you just can't avoid it

[japanbmx]

yeah, it didnt work for me either

[BMXEPLFAN]

I've received payments a few times and it worked 100%! Brilliant idea!

[thecrooch]

pity we cant do anything about import duty???

Ray when you put down the value on the shipping docs we pay duty - just got hit for another £25 to pick up those rims....

if you mark it under £50 theyll not charge...

thanks none the less - all arrived safely.

[brass monkey!]

I sold something to Swivel and he paid me via paypal as a 'Gift' and there were no Paypal charges 

reap it while ya can, paypal will soon put a stop to it for sure, the greedy feckers 

[dialledbikes]

Does doing it this way mean the buyer (i.e. person sending the money) pays the charges instead of the seller (i.e. person receiving the money)?

[thecrooch]

you have to have the funds in your paypal account for them not to charge and you have to do it as a personal payment - if you dont have the funds it gives you the option to pay the fees yourself or pass them over to the receiver .

[Swivel]

That's weird. I've paid direct from my bank account to others as a gift and they haven't been charged?